My Version of Slice

About Slice:

Slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards. It offers 3 month no cost EMI and upto 2% cashback on every transactions.

Context:

I have been using Slice for a couple of months now. My experience of using the product and repaying has been amazing and delightful. However, today i.e. on 1st October, I was trying to analyze the amount I spent last month. In order to do this, I opened my Slice app and looked for the previous month i.e. September spends.

Note: Because today is 1st October, the home page will NOT show the spendings of September by default.

It took 4 clicks to get a view of September (Starting from Home Page).

Pain Points:

1. As a user who uses a credit card and does not really keep an eye on the spending until the payment date, and suddenly when the payment date (My payment date was the 5th of every month) is near, the user rushes to understand. I had to find the filters and search for the month to check my past spends, which took four clicks.
2. Given nowadays, an average Indian smartphone is of ~6.2 inches screen size, having a filter option, which is of great value, is positioned at the top right corner. I had to readjust how I held my phone and shift my thumb to click on the filter button.
3. While analyzing, The first thing which I do is to check my highest value transaction and the most frequent spends. Due to the absence of a sort option by value, it gets challenging to find that out.
4. I made a transaction for my friend, and while paying it back, he asked for the amount he was supposed to re-pay. Luckily I remember that the transaction took place in Dominos. However, I have to check the entire transaction list to find it as there is no search option.

How can Slice solve this:

Sharing my version of the App if I had the power to change a few things.

1. To solve pain point(1), I added forward/back arrows to quickly find my previous month’s spends. Now, It took only two clicks to check September spends. (Generally, I won’t check my February spends now in October, so I am very unlikely to click it 5–6 times to navigate to past months, But if at all someone wishes to do that, Filter will still retain all the existing options)
2. To solve pain point(2), I brought the filter button to the relatively lower side of the screen. Given the app has a lot of empty estates, it makes sense to bring it down now.
3. To solve pain point(3), I will be adding sort features within the filter icon (can add it as a separate icon as well, post doing more market research) to get my highest value transaction. My long-term product vision for this pain point would be to get an exclusive analytics tab within the app that will share best-in-class insights of spends.
4. To solve pain point(4), I will add a search bar to find out the needed transaction.